Team
After more than 40 years in the insurance industry, Craig and Patricia Cold have retired. Effective June 1, 2026, Atlas Insurance Brokers will continue to service North Lakes Agency clients. Please be assured that your insurance policies, coverages, and premiums are not changing. Your service team will simply transition to Atlas Insurance Brokers, who will be available to assist you moving forward. No action is required on your part. You may continue to call the office at 651-462-7103 as it automatically forwards to Atlas Insurance Brokers.
Craig Cold
Craig Cold
Craig has been a licensed insurance agent since 1987. He owns and operates North Lakes Insurance; providing cost effective and comprehensive insurance solutions for auto, home, life, health and business insurance in Minnesota, Wisconsin and Illinois. Prior to joining Atlas Insurance Brokers, Craig was an agent with Sentry Insurance for over 17 years, where he earned multiple sales awards. Craig is a member of the Forest Lake Chamber of Commerce, and currently serves as the Board Secretary for the Linwood School Forest. Craig and his wife, Patricia live in Linwood and enjoy reading, fishing, hiking, canoeing, camping, and all things wildlife.
