(507) 252-8720


Matt SpiczkaMatt Spiczka

2 Year Leaders Circle QualifierMatt has been with MHS since 2009, starting off in an administrative role and becoming both a licensed Property & Casualty and Life & Health agent in 2014. Matt completed his undergraduate degree at St. John’s University, much to the chagrin of his St. Thomas graduate father. Matt grew up on a hobby farm northwest of the Twin Cities where he found a love for the outdoors. When not in the office or meeting with clients, Matt enjoys staying active outdoors year-round with golfing, mountain biking and relaxing by the lake during the warm months, hunting in the fall, and skiing or snowmobiling throughout the winter. Matt works in all lines of insurance including Personal Home & Auto, Life, Individual Health, Group Health, Medicare, and a specialization in Commercial Insurance.

Emmet HanrattyEmmet Hanratty

Emmet has enjoyed a career that started in 1979 as an agent with the Farmers Insurance group before he made the switch to become an independent broker in 1983. Today, Emmet continues to grow his practice through MHS by offering a wide range of insurance products and a detailed Gap Analysis. Emmet’s focus in the insurance market is working within mid-market accounts in the Building Trades, General Contractors, Manufacture Representatives and Wholesale suppliers and offering solution-based insurance advisory services for Property Casualty, Employee Benefits and Risk Management. Emmet is an active member at Edinburgh golf course and a current member of the Saint Andrews golf club. He is a current EMGA Board Member and Club Secretary. He also enjoys attending church with his wife Kathy, their children, and his two grandchildren, Jack and Katlin.


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11330 86th Ave N – Maple Grove, MN 55369
See Minnetonka Location

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