Motorcycle Insurance
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Motorcycle Insurance Coverage
Liability
Covers property damage and bodily injury you cause to other people with your bike.
Collision
Covers damage to your own bike caused by a collision with another vehicle or object.
Comprehensive
Covers damage to your own bike caused by something other than a collision.
Roadside Assistance
Provides towing, fuel delivery, and other roadside services when your bike breaks down.
Custom Parts
Covers after-market parts and custom equipment you’ve added to your bike.
Medical Payments
Covers medical expenses for you or a passenger, without regard to fault.
Uninsured / Underinsured Liability
Covers bodily injury damages you’d normally receive from a driver that has too little or no insurance.
Trip Interruption
Covers food and lodging expenses if your bike breaks down on a trip.
What is motorcycle insurance?
Motorcycle insurance is similar to auto insurance. It protects you and the public at large by providing liability coverage in case you are ever at fault in an accident. Liability coverage will help pay for damages to the other party, like medical bills or property damage. There are additional coverage options that can be added, if desired. Just like car insurance, coverage is required in Minnesota and most other states in order to use public roads.

Bikes Covered
Antique motorcycles
Cruisers
Dirt bikes
Mopeds
Scooters
Sport bikes
Touring bikes
Trikes
ATVs
UTVs
And more
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Motorcycle Medical Payments Coverage
Minnesota is a “no-fault” state, meaning our auto insurance policies are required to include coverage for medical bills known as personal injury protection. It is called no-fault because it is always paid from your own policy, even if you’re not at fault for the accident. Do motorcycle policies have personal injury protection coverage? No. Motorcycle
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