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Homeowners Insurance

Find great homeowners insurance in Minnesota (or nearly any other state) with a free quote comparison.

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Home Insurance Coverage

Personal Liability

Covers damage and injury that you or a resident family member cause to another.


Covers damage to your home and attached structures, like a deck.

Personal Property

Covers losses to your possessions, like clothing, furniture, electronics, and more.

Loss of Use

Covers temporary living expenses if you’re unable to inhabit your home after a covered incident.

Medical Payments

Covers minor medical bills (without regard to fault) for guests injured on your property.

Water / Sewer Backup

Covers damage that results from a backed up sewer/drain or a sump pump failure.

Personal Injury

Covers unintentional libel or slander damages you or a resident family member cause to another.

Service Lines

Covers underground service lines between your home and your property line.

What is homeowners insurance?

Home insurance protects you from the financial damage that’s caused by things like fire, hail, lightning, vandalism, and more. In addition, it provides personal liability coverage to protect you if someone is injured on your property and sues you. Homeowners insurance bundles several coverage types together to provide you with good overall protection from the unexpected. There are a number of additional coverages that are optionally available.

Minnesota homeowners insurance. Close up on house.

Discounts Available


Protective devices




Quote in advance



And more

Learn More

  • Understanding Homeowners Insurance in MN

    Understanding Homeowners Insurance in MN

    Buying a home is a big milestone in life and a place to create cherished memories. However, it’s essential to safeguard your investment against unexpected events and accidents that can disrupt your financial well-being. This is where home insurance comes in. In this post, we’ll discuss the importance of homeowners insurance and relevant coverage for+…

  • Homeowners Insurance Calculator MN

    Homeowners Insurance Calculator MN

    MN Homeowners Insurance Rates Homeowners insurance rates are calculated individually by each insurance company, using a unique mix of data points, including info about you. For that reason, it’s not possible to get an accurate quote anonymously. You need to provide some info and get quotes from many companies to figure out who offers rates+…

  • Protect Your Family from the Silent Killer: Carbon Monoxide

    Protect Your Family from the Silent Killer: Carbon Monoxide

    Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels don’t burn completely. Carbon monoxide can be deadly, which is why it’s important to know how to prevent it, detect it, and protect you and your family from its effects. In the home, carbon monoxide is most commonly formed by flames and+…

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