Homeowners Insurance
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Home Insurance Coverage
Personal Liability
Covers damage and injury that you or a resident family member cause to another.
Dwelling
Covers damage to your home and attached structures, like a deck.
Personal Property
Covers losses to your possessions, like clothing, furniture, electronics, and more.
Loss of Use
Covers temporary living expenses if you’re unable to inhabit your home after a covered incident.
Medical Payments
Covers minor medical bills (without regard to fault) for guests injured on your property.
Water / Sewer Backup
Covers damage that results from a backed up sewer/drain or a sump pump failure.
Personal Injury
Covers unintentional libel or slander damages you or a resident family member cause to another.
Service Lines
Covers underground service lines between your home and your property line.
What is homeowners insurance?
Home insurance protects you from the financial damage that’s caused by things like fire, hail, lightning, vandalism, and more. In addition, it provides personal liability coverage to protect you if someone is injured on your property and sues you. Homeowners insurance bundles several coverage types together to provide you with good overall protection from the unexpected. There are a number of additional coverages that are optionally available.

Discounts Available
Multi-policy
Protective devices
Paid-in-full
Auto-pay
Loss-free
Quote in advance
Education
Occupation
And more
Learn More
Understanding Homeowners Insurance in MN
Buying a home is a big milestone in life and a place to create cherished memories. However, it’s essential to safeguard your investment against unexpected events and accidents that can disrupt your financial well-being. This is where home insurance comes in. In this post, we’ll discuss the importance of homeowners insurance and relevant coverage for+…
Homeowners Insurance Calculator MN
MN Homeowners Insurance Rates Homeowners insurance rates are calculated individually by each insurance company, using a unique mix of data points, including info about you. For that reason, it’s not possible to get an accurate quote anonymously. You need to provide some info and get quotes from many companies to figure out who offers rates+…
Protect Your Family from the Silent Killer: Carbon Monoxide
Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels don’t burn completely. Carbon monoxide can be deadly, which is why it’s important to know how to prevent it, detect it, and protect you and your family from its effects. In the home, carbon monoxide is most commonly formed by flames and+…


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