Condo Insurance
Find great condo insurance in Minnesota (or nearly any other state) with a free quote comparison.
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Condo Insurance Coverage
Personal Liability
Covers damage and injury that you or a resident family member cause to another.
Dwelling
Covers damage to your unit, usually from the walls in.
Personal Property
Covers losses to your possessions, like clothing, furniture, electronics, and more.
Loss of Use
Covers temporary living expenses if you’re unable to inhabit your home after a covered incident.
Medical Payments
Covers minor medical bills (without regard to fault) for guests injured on your property.
Water / Sewer Backup
Covers damage that results from a backed up sewer/drain or a sump pump failure.
Loss Assessment
Covers assessments from your HOA for which you’re responsible, such as a shared deductible on the HOA policy.
Personal Injury
Covers unintentional libel or slander damages you or a resident family member cause to another.
What is condo insurance?
Condo insurance is similar to homeowners insurance, with some key differences. A condo policy typically only covers your unit from the walls in, since your homeowner association policy usually covers the structure and common areas. Each HOA policy can vary, so it’s important to review what’s needed and configure your condo policy to cover any gaps left by your association.
Discounts Available
Multi-policy
Protective devices
Paid-in-full
Auto-pay
Loss free
Education
Occupation
And more
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